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  2. 7 Times You Can Get Life Insurance With No-Exam Policies

    www.aol.com/lifestyle/7-times-life-insurance-no...

    Situations Allowing for No-Exam Policies. Several factors can determine whether you're eligible for a no-exam life insurance policy: Age: Younger applicants are more likely to qualify for no-exam ...

  3. How to buy life insurance without a medical exam - AOL

    www.aol.com/finance/buy-life-insurance-without...

    Obtaining life insurance can feel like a complicated process, especially if the thought of a medical exam puts you off. The good news is you don’t always need an exam to get covered.

  4. Life insurance - Wikipedia

    en.wikipedia.org/wiki/Life_insurance

    Life insurance (or life assurance, especially in the Commonwealth of Nations) is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money upon the death of an insured person.

  5. Kaplan Financial Education - Wikipedia

    en.wikipedia.org/wiki/Kaplan_Financial_Education

    Insurance Achievement, [5] located in Baton Rouge, Louisiana, was also purchased in 2004 to make Dearborn the largest provider of insurance professional designations exam prep products in the country. IA was founded in 1964 by Bob Rackley and provided exam prep for nearly a dozen popular insurance designations, including Chartered Life ...

  6. California Department of Insurance - Wikipedia

    en.wikipedia.org/wiki/California_Department_of...

    Its budget is primarily derived from funds generated by license fees, assessments, and Proposition 103 recoupment fees. The CDI licenses over 1,500 insurance companies and more than 320,000 insurance agents and insurance brokers in the state of California, United States. The current California Insurance Commissioner is Ricardo Lara.

  7. Guaranteed issue life insurance - AOL

    www.aol.com/finance/guaranteed-issue-life...

    Unlike other options, guaranteed life insurance, a form of whole life insurance, bypasses the need for a medical exam for approval. Guaranteed life insurance offers a number of unique characteristics.

  8. 47% of Americans overestimate life insurance costs – here’s ...

    www.aol.com/finance/47-americans-overestimate...

    The least expensive type of life insurance is usually term life insurance. It provides coverage for a specific period — often 10, 20 or 30 years — and is typically much cheaper than permanent ...

  9. California Insurance Code - Wikipedia

    en.wikipedia.org/wiki/California_Insurance_Code

    [A]n insurer may, under [California] Insurance Code sections 331 and 359, rescind a fire insurance policy based on an insured's negligent or unintentional misrepresentation of a material fact in an insurance application, notwithstanding the willful misrepresentation clause included in the required standard form fire insurance policy (Insurance ...