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2. Does homeowners insurance cover basement flooding? - AOL

   www.aol.com/finance/does-homeowners-insurance...

   Standard home insurance policies exclude most flood damage, including flooding from storm surges, rainfall, snowmelt and sewer backup. Find out when and how your home policy may cover basement ...

3. Does homeowners insurance cover plumbing? - AOL

   www.aol.com/finance/does-homeowners-insurance...

   Learn when home insurance does and does not cover ... Endorsements may be available for additional plumbing coverage, such as water or sewer backup, sump pump backup and service line coverage ...

4. Guide to homeowners insurance - AOL

   www.aol.com/finance/guide-homeowners-insurance...

   Water backup coverage: This endorsement provides coverage if your home’s sewer or water lines backup into the drain, toilets or showers from issues like clogged pipes or broken drains. These ...

5. Extended coverage - Wikipedia

   en.wikipedia.org/wiki/Extended_coverage

   Extended coverage is a term used in the property insurance business. All insurance policies have exclusions for specific causes of loss (also called "perils") that are not covered by the insurance company. An extended coverage endorsement (EC) was a common extension of property insurance beyond coverage for fire and lightning.

6. Homeowner Flood Insurance Affordability Act of 2013

   en.wikipedia.org/wiki/Homeowner_Flood_Insurance...

   The Homeowner Flood Insurance Affordability Act of 2013 would prohibit the Administrator of the Federal Emergency Management Agency (FEMA) from: (1) increasing flood insurance risk premium rates to reflect the current risk of flood for certain property located in specified areas subject to a certain mandatory premium adjustment, or (2) reducing ...

7. Basement waterproofing - Wikipedia

   en.wikipedia.org/wiki/Basement_waterproofing

   The drainage system collects any water entering the basement and drains it to an internally placed sump pump system, which will then pump the water out of the basement. The Federal Emergency Management Agency (FEMA) recommends basement waterproofing with a water alarm and "battery-operated backup pump" as a preventive measure against the high ...

8. Does homeowners insurance cover water damage? - AOL

   www.aol.com/finance/does-homeowners-insurance...

   However, most insurance companies will offer an optional sewer backup endorsement. Some insurance agents may recommend this coverage if your home has an older plumbing system, or you have a ...

9. HO-2 homeowners insurance policies

   www.aol.com/finance/ho-2-insurance-194603218.html

   Like most home policies, HO-2 insurance typically does not cover flood and earthquake damage. Other exclusions may include: Water damage caused by sewer or drain backups. Nuclear accidents. Acts ...