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2. Uninsured motorist clause - Wikipedia

   en.wikipedia.org/wiki/Uninsured_motorist_clause

   An uninsured motorist clause is a provision commonly found in United States automobile insurance policies that provides for a driver to receive damages for any injury he or she receives from an uninsured, negligent driver. The owner of the policy pays a premium to the insurance company to include this clause.

3. These states are increasing minimum coverage requirements in 2025

   www.aol.com/finance/states-increasing-minimum...

   Up until June 2024, drivers could choose to pay an uninsured motorist fee instead of buying a car insurance policy. But after July 1, 2024, Virginia drivers were no longer allowed to enroll in the ...

4. Do you need full-coverage car insurance? What it is, when it ...

   www.aol.com/finance/full-coverage-car-insurance...

   Uninsured/underinsured motorist coverage. Protects you if you're hit by a driver who either has no insurance or whose liability coverage limits are too low to pay for your damages.

5. What happens if you get in an accident without insurance? - AOL

   www.aol.com/finance/happens-accident-without...

   While uninsured motorist coverage is for accidents where the at-fault driver does not have an active auto insurance policy, underinsured motorist coverage will cover you if a driver hits you but ...

6. Vehicle insurance in the United States - Wikipedia

   en.wikipedia.org/wiki/Vehicle_insurance_in_the...

   Uninsured/Underinsured coverage, also known as UM/UIM, provides coverage if an at-fault party either does not have insurance, or does not have enough insurance. In effect, the insurance company pays the insured medical bills, then would subrogate from the at fault party. This coverage is often overlooked and very important.

7. What happens if you get caught driving without insurance? - AOL

   www.aol.com/finance/happens-caught-driving...

   There are many ways you could be identified as an uninsured motorist, and that matters, too. Getting pulled over without insurance In most states, if you are pulled over for the first time without ...