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2. Debt consolidation without a loan: Here’s how to do it

   www.aol.com/finance/alternatives-debt...

   Reason: Just like debt settlement, debt management plans are designed for consumers who are really struggling with their debts. Although these plans can also impact your credit, they are a cheaper ...

3. How to get debt relief - AOL

   www.aol.com/finance/where-debt-relief-help...

   Getting debt relief through debt settlement If you have over $7,500 worth of unsecured debt and your credit is in bad shape, then seeking a program through a good debt relief company may be your ...

4. Alternatives to debt relief - AOL

   www.aol.com/finance/alternatives-debt-relief...

   800-290-4726 more ways to reach us. Sign in. Mail. 24/7 Help. ... debt relief companies may be able to settle your debt for less than what you originally owed. Can’t afford monthly bills.

5. A comprehensive guide to debt relief programs - AOL

   www.aol.com/finance/debt-relief-guide-know...

   Debt settlement programs. With a debt settlement program, you or a third-party company negotiates with creditors to settle debts. If you choose the latter path, the company creates a dedicated ...

6. These are the best debt relief options — which is ... - AOL

   www.aol.com/finance/different-debt-relief...

   800-290-4726 more ways to reach us. Sign in. Mail. 24/7 Help. For premium support please call: ... Common forms include debt settlement, debt management, debt consolidation and bankruptcy.

7. How to consolidate debt without hurting your credit

   www.aol.com/finance/consolidate-debt-without...

   Debt settlement plans. Through debt settlement procedures, you negotiate directly with your creditors to reduce your interest rates, monthly payments or both. You can take the reins and do this on ...