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  2. Return of premium life insurance - AOL

    www.aol.com/finance/return-premium-life...

    Instead, ROP life insurance offers a refund of the premiums you’ve paid over the policy term (typically 10, 20 or 30 years ), creating a hybrid between pure insurance and a form of financial ...

  3. How to cancel a life insurance policy

    www.aol.com/finance/cancel-life-insurance-policy...

    Permanent life insurance policies, such as whole life or universal life, are designed to provide lifelong coverage, with maximum coverage ages ranging from 95 to 121, and typically include a cash ...

  4. Voluntary life insurance

    www.aol.com/finance/voluntary-life-insurance...

    Voluntary life insurance is an optional group life insurance policy offered by select employers, usually at a discounted rate. ... it could be a good idea to check with your HR department to get ...

  5. Life insurance - Wikipedia

    en.wikipedia.org/wiki/Life_insurance

    Life insurance (or life assurance, especially in the Commonwealth of Nations) is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money upon the death of an insured person.

  6. Whole life insurance - Wikipedia

    en.wikipedia.org/wiki/Whole_life_insurance

    Whole life insurance, or whole of life assurance (in the Commonwealth of Nations), sometimes called "straight life" or "ordinary life", is a life insurance policy which is guaranteed to remain in force for the insured's entire lifetime, provided required premiums are paid, or to the maturity date. [1]

  7. Can I convert my term life insurance to whole life insurance?

    www.aol.com/finance/convert-term-life-insurance...

    Many term life policies let you switch to permanent coverage, like whole life or universal life, without undergoing a medical exam. Your conversion window won’t stay open forever, so grab your ...

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