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  2. How life insurance payouts work - AOL

    www.aol.com/finance/life-insurance-payouts...

    Term life insurance payouts. If you have a term life insurance policy, the coverage lasts for a certain length of time — such as 10, 20 or 30 years — and features a simple payout of the death ...

  3. What you should do before paying that big medical bill - AOL

    www.aol.com/medical-bills-more-negotiable-think...

    If negotiating doesn't work, Kelmar said people should ask if they can be put on a payment plan to give them more time to pay their bills, adding that they should push for a low or no-interest plan.

  4. Can I convert my term life insurance to whole life insurance?

    www.aol.com/finance/convert-term-life-insurance...

    It doesn’t matter if your health has changed since you first bought your term policy—you can lock in lifelong protection (typically up to a coverage age of 95 to 121) without the stress of ...

  5. How Long Will It Take For Me to Receive a Life Insurance Pay-Out?

    www.aol.com/long-receive-life-insurance-pay...

    A life insurance payout can vary widely based on several factors. In some cases, it could take as little as a few days. In others, receiving your payment could take up to 60 days.

  6. How to negotiate with a car insurance company after a total loss

    www.aol.com/finance/negotiate-car-insurance...

    You can negotiate the car’s value with the adjuster or hire an attorney to come to a settlement. Accidents can be stressful, especially ones that result in a total loss (aka a totaled car).

  7. Should you return a partial payout from a home insurance claim?

    www.aol.com/finance/return-partial-payout-home...

    Claim type. New average annual premium. Increase from national average. $12,000 wind claim. $2,381 +$95. $5,000 theft claim. $2,414 +128. $80,000 fire claim. $2,408

  8. What is the actual cash value of my car? - AOL

    www.aol.com/finance/actual-cash-value-car...

    Negotiating an insurance claim. Auto insurance companies are for-profit businesses like any other and want to pay out the lowest amount possible to settle a claim. Should you decide to negotiate ...

  9. Accidental death & dismemberment (AD&D) insurance - AOL

    www.aol.com/finance/accidental-death...

    The coverage is fairly straightforward — if you suffer a covered injury or die in an accident, the insurance provider pays out a percentage or the full benefit to either you or your beneficiary.