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The Fair Debt Collection Practices Act (FDCPA), Pub. L. 95-109; 91 Stat. 874, codified as 15 U.S.C. § 1692 –1692p, approved on September 20, 1977 (and as subsequently amended), is a consumer protection amendment, establishing legal protection from abusive debt collection practices, to the Consumer Credit Protection Act, as Title VIII of that Act.
Under the Fair and Accurate Credit Transactions Act (FACTA), an amendment to the FCRA passed in 2003, consumers are able to receive a free copy of their consumer report from each credit reporting agency once a year. [7] The free report can be requested by telephone, mail, or through the government-authorized website: AnnualCreditReport.com. [8]
U.S. Government Manual, official online version of the United States Government Manual, continually updated.; U.S. Government Manual, official freely downloadable PDFs of annual printed versions, 1995–present.
This creates the effect of a vast digital library of source information on national and local government policy and processes. Some of the search tools for finding government information are listed below: Business.gov; Catalog of US Government Publications; Data.gov; FirstGov; GovSpeak: Abbreviations and Acronyms of the US Government
Snowfall has occurred further south in the United States only on the high mountains of the state of Hawaii. President Gerald Ford pardons Iva Toguri D'Aquino (aka “Tokyo Rose”). January 20 – Jimmy Carter is sworn in as the 39th president of the United States, and Walter F. Mondale is sworn in as the 42nd vice president.
The first step to pulling a free annual credit report is to visit the website that allows you to get your report at no cost. The website is AnnualCreditReport.com. Be careful not to type in ...
The Community Reinvestment Act (CRA, P.L. 95-128, 91 Stat. 1147, title VIII of the Housing and Community Development Act of 1977, 12 U.S.C. § 2901 et seq.) is a United States federal law designed to encourage commercial banks and savings associations to help meet the needs of borrowers in all segments of their communities, including low- and moderate-income neighborhoods.
Illinois Brick Co. v. Illinois, 431 U.S. 720 (1977), is a United States Supreme Court case that involved issues concerning statutory standing in antitrust law.. The decision established the rule that indirect purchasers of goods or services along a supply chain cannot seek damages for antitrust violations committed by the original manufacturer or service provider, but it permitted such claims ...