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With indemnity dental plans, the insurance company generally pays the dentist a percentage of the cost of services. Restrictions may include the co-payment requirements, waiting period, stated deductible, annual limitations, graduated percentage scales based on the type of procedure, and the length of time that the policy has been owned.
The American Dental Association (ADA) is an American professional association established in 1859 which has more than 159,000 members. Based in the American Dental Association Building in the Near North Side of Chicago, [8] the ADA is the world's largest and oldest national dental association. The organization lobbies on behalf of the American ...
The Delta Dental Plans Association, also known as simply Delta Dental, is an American network of dental insurance companies composed of 39 independent Delta Dental members operating in all 50 states, the District of Columbia and Puerto Rico. These member companies provide coverage to 85 million people, enrolled in over 157,000 groups.
The dentist creates a diagnosis, consults the patient, and conceptualizes a treatment. [9] In 2009, Dental assistants made roughly $14.40 an hour, about $32,000 annually. Unlike dentists, dental assistants do not have much influence over the treatment of patients. [10] They carry out routine procedures and follow the dentists' instructions.
The typical plan comes without annual limits, and shorter waiting periods to activation. Some plans cover cosmetic dental procedures as well, although this is less common. A standard dental discount plan has a limited roster of dentists within its approved network, similar to dental insurance. [1]
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