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2. Borrowing against your life insurance policy

   www.aol.com/finance/borrowing-against-life...

   Here’s a breakdown of the most common types of policies that let you borrow against your cash value: Whole life insurance: ... With a life insurance loan, there’s no pressure to pay it back ...

3. What is cash value life insurance? - AOL

   www.aol.com/finance/cash-value-life-insurance...

   For whole life insurance, this is typically done through a loan against your cash value, meaning interest will apply, and the amount borrowed reduces the death benefit if not repaid.

4. The Pros and Cons of Borrowing Money From Your Life Insurance ...

   www.aol.com/finance/pros-cons-borrowing-money...

   “Borrowing from a life insurance policy refers to taking a loan against the cash value of a permanent life insurance policy, such as a whole life policy,” according to Eliezer Zupnick ...

5. Cash value - Wikipedia

   en.wikipedia.org/wiki/Cash_value

   The determination of the cash value, both the base amount and the applicable surrender charge, in the contract can be explicit by determining the value for each surrender date (guaranteed cash values), by referring to the value of specific investments or subject to the discretion of the insurance company, which is often executed to bring cash values in line with values of the investments of ...

6. Whole life insurance - Wikipedia

   en.wikipedia.org/wiki/Whole_life_insurance

   However, universal life policies run a much greater risk, and are actually designed to lapse. Variable universal life insurance may outperform whole life because the owner can direct investments in sub-accounts that may do better. If an owner desires a conservative position for his cash values, par whole life is indicated.

7. Are life insurance loans a bad idea? - AOL

   www.aol.com/finance/life-insurance-loans-bad...

   Key takeaways. Only permanent life insurance policies, such as whole and universal life, offer loan options — term policies do not. Life insurance loans allow policyholders to access cash value ...