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2. How do certificates of deposit work? Understanding CDs ... - AOL

   www.aol.com/finance/how-do-cds-work-220139365.html

   Deposits and interest earned within a CD’s term are protected by the Federal Deposit Insurance Corporation (FDIC) or National Credit Union Administration (NCUA) for up to $250,000 per account ...

3. How To Calculate CD Interest: A Step-by-Step Guide - AOL

   www.aol.com/calculate-cd-interest-175101582.html

   Here’s how to calculate CD interest, helping you better manage your hard-earned money. ... Interest Earned With Monthly Compounding. 12 months. $253.14. ... is the effective rate you pay on ...

4. Certificate of deposit - Wikipedia

   en.wikipedia.org/wiki/Certificate_of_deposit

   The CD may be callable. The terms may state that the bank or credit union can close the CD before the term ends. Payment of interest. Interest may be paid out as it is accrued or it may accumulate in the CD. Interest calculation. The CD may start earning interest from the date of deposit or from the start of the next month or quarter.

5. What Is a Dividend Rate on a CD? - AOL

   www.aol.com/dividend-rate-cd-005433366.html

   This interest is similar to the returns from a bond or savings account, accruing over the CD’s term. Banks pay interest, but credit unions give out dividends for share certificates, which ...

6. What is a CD (certificate of deposit)? - AOL

   www.aol.com/finance/cd-certificate-deposit...

   Taxes: You’ll pay taxes on interest that accumulates in your CD during the term. Lower returns: CDs don’t offer returns as high as some other investments, like stocks or bonds. CDs vs. savings ...

7. I'm a personal finance expert: Here's why you need to invest ...

   www.aol.com/finance/heres-why-you-need-to-invest...

   A CD is a deposit account that works by holding on to your money for a fixed amount of time while paying out interest. CD terms can range from one month to five years or longer, during which you ...