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  2. Florida car insurance laws - AOL

    www.aol.com/finance/florida-car-insurance-laws...

    Understanding Florida’s car insurance laws may help you select the appropriate coverage level for your vehicle and circumstances. Over 20 percent of drivers in Florida are estimated to be uninsured.

  3. Penalties for driving without insurance in Florida - AOL

    www.aol.com/finance/penalties-driving-without...

    How much does car insurance cost in Florida? The average cost of car insurance in Florida is $3,594 per year for full coverage and $1,111 per year for minimum coverage.

  4. Defensive medicine - Wikipedia

    en.wikipedia.org/wiki/Defensive_medicine

    An analysis of a random sample of 1452 closed malpractice claims from five U.S. liability insurers showed that the average time between injury and resolution was 5 years. [10] Indemnity costs were $376 million, and defense administration cost $73 million, resulting in total costs of $449 million.

  5. Medical malpractice in the United States - Wikipedia

    en.wikipedia.org/wiki/Medical_malpractice_in_the...

    Doctors' groups, patients, and insurance companies have criticized medical malpractice litigation as expensive, adversarial, unpredictable, and inefficient. They claim that the cost of medical malpractice litigation in the United States has steadily increased at almost 12 percent annually since 1975. [26]

  6. Florida Department of Highway Safety and Motor Vehicles

    en.wikipedia.org/wiki/Florida_Department_of...

    The department provides oversight and services in partnership with the various 67 Florida county tax collectors for the issuance of driver licenses, the Florida drivers license handbook [6] registrations and titling of automobiles, trailers, boats, and mobile homes. Florida residents who are at least 15 years old can obtain a learner license ...

  7. How to get car insurance for new drivers - AOL

    www.aol.com/finance/car-insurance-drivers...

    8 factors that determine car insurance rates for new drivers. When considering car insurance, keep in mind that companies have varied factors for determining rates. Two important factors are your ...

  8. No-fault insurance - Wikipedia

    en.wikipedia.org/wiki/No-fault_insurance

    While this system protected people with catastrophic injuries, many consumers complained about the high insurance premiums associated with this system. [11] In 2019, the Michigan Legislature changed the state’s no-fault auto insurance law so that drivers will no longer be required to purchase unlimited medical coverage. [12]

  9. Auto insurance risk selection - Wikipedia

    en.wikipedia.org/wiki/Auto_insurance_risk_selection

    Auto insurance risk selection is the process by which vehicle insurers determine whether or not to insure an individual and what insurance premium to charge. Depending on the jurisdiction, the insurance premium can be either mandated by the government or determined by the insurance company in accordance to a framework of regulations set by the ...

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