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  2. GUIDELINE FOR IMPLEMENTATION OF MEDICAL PROFESSIONAL LIABILITY...

    content.naic.org/sites/default/files/GL1077.pdf

    A. “Claim” means the same as in subsection 2A of the Medical Professional Liability Closed Claim Reporting Model Law. B. “Claim identifier” means the unique alphanumeric sequence assigned to a claim by the reporting entity as required by subsection 5A(1) of the Medical Professional Liability Closed Claim Reporting Model Law.

  3. Insurance Topics | Medical Malpractice Insurance | NAIC

    content.naic.org/insurance-topics/medical-malpractice-insurance

    Issue: Medical professional liability insurance, sometimes known as medical malpractice insurance, is a type of professional liability insurance that protects physicians and other licensed health care professionals (such as dentists and nurses) from liability associated with wrongful practices resulting in: Bodily injury. Medical expenses.

  4. Professional Errors and Omissions Liability - coverage available to pay for liability arising out of the performance of professional or business related duties, with coverage being tailored to the needs of the specific profession. Examples include abstracters, accountants, insurance adjusters, architects, engineers, insurance agents and brokers ...

  5. NAIC BLANKS (E) WORKING GROUP - National Association of Insurance...

    content.naic.org/sites/default/files/inline-files/2020-34BWG.pdf

    Liability coverage protecting directors or officers of a corporation from liability arising out of the performance of their professional duties on behalf of the corporation. Employee Benefit Liability Liability protection for an employer for claims arising from provisions in an employee benefit insurance plan provided for the economic and social

  6. Small Business - National Association of Insurance Commissioners

    content.naic.org/consumer/small-business.htm

    Small business owners who take steps to minimize risk in the workplace can help keep employees and customers safe, and save money. Basics. Commercial Auto Insurance. General Liability. Group Life Insurance. Key Person Life Insurance. Property and Business Interruption Insurance. Group Health Insurance.

  7. Insurance Topics | Risk Retention Groups | NAIC

    content.naic.org/insurance-topics/risk-retention-groups

    Overview: Typically, insurance matters are regulated at the state level rather than the federal. Due to a lack of options for businesses to obtain product liability coverage in the late 1970s, the Product Liability Risk Retention Act of 1981 was passed allowing businesses with similar liability exposure to self-insure as groups by forming RRGs.

  8. What’s an Umbrella Policy? - NAIC

    content.naic.org/article/whats-umbrella-policy

    An umbrella policy may cover liability claims your primary policy does not cover. It can also pay for liability and legal defense costs that exceed the amount your primary insurance policy will pay. Umbrella policies cover situations you are held responsible for, including bodily injury, property damage, or personal injury.

  9. Insurance Topics | Social Inflation | NAIC

    content.naic.org/insurance-topics/social-inflation

    A 2022 study by the Insurance Information Institute and the Casualty Actuarial Society found “social inflation accounted for $20 billion in commercial auto liability claims between 2010 and 2019.”. There is also mounting evidence that the impact of social inflation is starting to impact personal auto lines as well.

  10. Terrorism Risk Insurance Act (TRIA) - National Association of...

    content.naic.org/cipr-topics/terrorism-risk-insurance-act-tria

    The Terrorism Risk Insurance Act of 2002 was passed by Congress on Nov. 26, 2002, and signed into law by President George W. Bush. The 2019 Reauthorization of TRIA. On Dec. 20, 2019, President Donald Trump signed into law the Terrorism Risk Insurance Program Reauthorization Act of 2019 (P. L. 116-94), which extended the Terrorism Risk Insurance ...

  11. Insurance Topics | Environmental Insurance | NAIC

    content.naic.org/insurance-topics/environmental-insurance

    The environmental insurance industry is undergoing a significant transformation, having matured after more than 25 years of development. As of 2021, it has reached an annual premium of approximately $2 billion and has experienced double-digit growth, surpassing the growth rate of the broader property and casualty insurance market.

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