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2. How are annuities regulated? Federal and state laws explained

   www.aol.com/finance/annuities-regulated-federal...

   However, free look periods are short, usually lasting only 10 days after receiving your contract in most states. Variable annuities are regulated at the federal level.

3. Annuities in the United States - Wikipedia

   en.wikipedia.org/wiki/Annuities_in_the_United_States

   Variable annuities are regulated both by the individual states (as insurance products) and by the Securities and Exchange Commission (as securities under the federal securities laws). The SEC requires that all of the charges under variable annuities be described in great detail in the prospectus that is offered to each variable annuity customer.

4. What is an annuity? Here’s what you need to know before ...

   www.aol.com/finance/what-is-an-annuity-200110157...

   Variable annuities link your payments to investment performance. ... While annuities are regulated at federal and state levels, you could still face insurance scams, ...

5. The Pros and Cons of Buying an Annuity For Retirement - AOL

   www.aol.com/pros-cons-buying-annuity-retirement...

   Variable annuities are regulated by the SEC. Some indexed annuities might be regulated by the SEC, but no fixed annuities are. ... Instead, state guaranty associations may offer limited protection ...

6. Fixed annuity - Wikipedia

   en.wikipedia.org/wiki/Fixed_annuity

   Traditional fixed annuities are regulated by state insurance departments and sold through insurance agents, banks, or registered representatives.Fixed annuities pursuant to state insurance law must provide a minimum rate of interest as provided in the annuity policy. [2]

7. Annuity - Wikipedia

   en.wikipedia.org/wiki/Annuity

   In the United States, fixed annuities are not regulated by the Securities and Exchange Commission. [citation needed] Variable annuities – Registered products that are regulated by the SEC in the United States of America. They allow direct investment into various funds that are specially created for Variable annuities.

8. What are variable annuities? Benefits, risks and how they work

   www.aol.com/finance/variable-annuities-benefits...

   At its core, a variable annuity is designed to provide a steady stream of income during retirement. But these financial products are more complex, costlier and riskier than other types of ...

9. Annuity free look period minimum requirements by state - AOL

   www.aol.com/finance/annuity-free-look-period...

   State. Free look minimum requirement . Alabama. 15 days. Free look period is only granted if the insurer fails to provide an annuity buyer’s guide and disclosure document at or before the ...