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  2. 7 Myths About Credit Scores That Most People Believe - AOL

    www.aol.com/finance/7-myths-credit-scores-most...

    Here are some of the most common credit-score myths people still believe: Myth 1: You Need a Credit Card to Raise Your Credit Score This is one of the most common myths.

  3. Comparison of free credit monitoring services - Wikipedia

    en.wikipedia.org/wiki/Comparison_of_free_credit...

    Credit Karma: Daily TransUnion & Daily Equifax full reports [8] TransUnion, Equifax [8] Sometimes [9] VantageScore 3.0 [10] Credit Sesame Monthly summary [11] TransUnion [11] Last 4 digits only [11] VantageScore 3.0 [11] Equifax Core Credit Monthly summary [12] Equifax Last 4 digits only [12] VantageScore 3.0 [12] FICO Free Credit Score Plan ...

  4. Criticism of credit scoring systems in the United States

    en.wikipedia.org/wiki/Criticism_of_credit...

    The non-profit organization Student Debt Crisis along with Summer, a social impact startup that helps student debt holders published a national survey in 2018 that found 59% of respondents were prevented from making large purchases, 56% from buying a home, and 42% from buying a car. 58% reported that their credit scores had declined due to the ...

  5. Credit scorecards - Wikipedia

    en.wikipedia.org/wiki/Credit_scorecards

    Here the data includes the customer's transactional details as well as Bureau-related information. This type of scorecard is also used as an alternate credit score for internal purposes of the institute along with the credit score obtained from the credit bureau. This type of scorecard is also used for identifying the bank's most valuable ...

  6. Is a perfect credit score worth it? - AOL

    www.aol.com/finance/perfect-credit-score-worth...

    Once your credit score passes 800, there’s little you can do to actually make your credit score even higher, besides keeping your credit utilization low and waiting for the length of your credit ...

  7. How credit inquiries affect your credit score - AOL

    www.aol.com/finance/credit-inquiries-affect...

    There are two different types of credit inquiries: hard inquiries, which can have a negative effect on your credit score, and soft inquiries, which don’t affect your credit score at all.

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