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To find out how much your benefit will be reduced if you begin receiving benefits from age 62 up to your full retirement age, use the chart below and select your year of birth. This example is based on an estimated monthly benefit of $1000 at full retirement age.
The normal retirement age (NRA) is the age at which retirement benefits (before rounding) are equal to the "primary insurance amount." The table below shows how NRA varies by year of birth for retirees.
Use the Social Security full retirement age calculator to find out when you are eligible for unreduced retirement benefits based on your birth year.
The full retirement age for Social Security is 67 for everyone born in 1960 or later. You can get a my Social Security account to learn more about your age and benefits.
Full retirement age is 66 and 10 months for those born in 1959 and 67 for those born in 1960 or later -- it varies depending on your birth year. It is important to know your full...
The first step in understanding where Social Security will fit into your retirement plan is to identify your full retirement age. From there, you can use the full retirement age chart to calculate how your benefits would change if you begin taking benefits early or if you delay claiming.
With your my Social Security account, you can plan for your future by getting your personalized retirement benefit estimates at age 62, Full Retirement Age (FRA), and age 70. You can also view retirement benefit estimates by: Entering the average annual income you expect to earn until retirement.