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The average credit score in the U.S. was 715 in 2023, according to Experian, one of three credit reporting bureaus. But a score of 800 or above is considered "exceptional."
The average credit score in the United States is 717. ... Credit scores in this range are good; but credit scores of 740 and above are “very good” while 800 and higher are considered excellent.
Credit Score Range. FICO® Scores. Poor. 350 to 579. Fair. 580 to 669. Good. 670 to 739. Very Good. 740 to 799. Exceptional. 800 to 850
The classic FICO credit score (named FICO credit score) is between 300 and 850, and 59% of people had between 700 and 850, 45% had between 740 and 850, and 1.2% of Americans held the highest FICO score (850) in 2019. [15] According to FICO, the median FICO credit score in 2006 was 723 [16] and 721 in 2015. [17]
In each of these states, the average credit score is well above the national average score of 714. In fact, in the case of Minnesota, the average is 28 points higher. That makes a big difference ...
This guide goes over the main determinants of your credit score, which factors matter the most and more.
In general, a credit score of about 750 is all you need. Borrowers with that score have above-average credit, and Experian says it will likely give you access to the best financial product ...
The FICO credit scoring model uses five factors to determine your credit score: payment history, credit utilization, credit history, credit mix and recent credit applications.
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