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  2. Fair Credit Reporting Act - Wikipedia

    en.wikipedia.org/wiki/Fair_Credit_Reporting_Act

    The Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681 et seq., is federal legislation enacted to promote the accuracy, fairness, and privacy of consumer information contained in the files of consumer reporting agencies. It was intended to shield consumers from the willful and/or negligent inclusion of erroneous data in their credit reports.

  3. When does debt fall off your credit report? - AOL

    www.aol.com/finance/does-debt-fall-off-credit...

    According to the Fair Credit Reporting Act, derogatory items may stay on your credit reports for seven to 10 years. ... If a negative item on your credit report is older than seven years, ...

  4. How the Fair Credit Reporting Act Can Help You - AOL

    www.aol.com/fair-credit-reporting-act-help...

    Since its introduction in 1970, the Fair Credit Reporting Act (FCRA) has made it possible for consumers to access their credit scores and reports. To learn more about the Fair Credit Reporting Act ...

  5. 8 steps to remove old debt from your credit report

    www.aol.com/finance/8-steps-remove-old-debt...

    2. Verify the age of any outstanding debts. If you want to remove old debt from your credit report, you need to verify the age of your debt. According to Maxine Sweet, former vice president of ...

  6. AnnualCreditReport.com - Wikipedia

    en.wikipedia.org/wiki/AnnualCreditReport.com

    AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion. The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit ...

  7. Financial privacy laws in the United States - Wikipedia

    en.wikipedia.org/wiki/Financial_privacy_laws_in...

    The California Consumer Credit Reporting Agencies Act (CCCRA) was passed in 1975 as the state's version of the federal Fair Credit Reporting Act. [16] The act regulates consumer credit reporting agencies as well as any users of credit reports.

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