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2. Fair Credit Reporting Act - Wikipedia

   en.wikipedia.org/wiki/Fair_Credit_Reporting_Act

   The Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681 et seq., is federal legislation enacted to promote the accuracy, fairness, and privacy of consumer information contained in the files of consumer reporting agencies. It was intended to shield consumers from the willful and/or negligent inclusion of erroneous data in their credit reports.

3. How to Read a Credit Report to Find the Red Flags - AOL

   www.aol.com/read-credit-report-red-flags...

   The credit report consists of five elements: personal information, credit history, credit inquiries, public records, and the credit score. In general, you should be checking the credit report for ...

4. Red Flags Rule - Wikipedia

   en.wikipedia.org/wiki/Red_Flags_Rule

   The Red Flags Rule was created by the Federal Trade Commission (FTC), along with other government agencies such as the National Credit Union Administration (NCUA), to help prevent identity theft. The rule was passed in January 2008, and was to be in place by November 1, 2008, but due to push-backs by opposition, the FTC delayed enforcement ...

5. AnnualCreditReport.com - Wikipedia

   en.wikipedia.org/wiki/AnnualCreditReport.com

   AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.

6. 8 steps to remove old debt from your credit report

   www.aol.com/finance/8-steps-remove-old-debt...

   2. Verify the age of any outstanding debts. If you want to remove old debt from your credit report, you need to verify the age of your debt. According to Maxine Sweet, former vice president of ...

7. New Study Reveals the Most Important Item in Your Credit Report

   www.aol.com/news/2012-12-17-new-study-reveals...

   However, the study found that fewer than 1 in 5 people obtain either free or paid copies of their credit report. Sponsored Links. Under the Fair Credit Reporting Act, consumers have free access to ...