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Table III (Uniform Lifetime). Use Table III if you are the IRA owner and your spouse isn’t the sole designated beneficiary or if your spouse is the sole designated beneficiary of your IRA and not more than 10 years younger than you.
IRS UNIFORM LIFETIME TABLE. To calculate RMDs, use the following formula for each account:
Uniform Lifetime Table – for all unmarried IRA owners calculating their own withdrawals, married owners whose spouses aren’t more than 10 years younger, and married owners whose spouses aren’t the sole beneficiaries of their IRAs
IRA Required Minimum Distribution (RMD) Table for 2024. When you hit a certain age, you must start taking a minimum amount from your IRA. Use our RMD table to see how much you need to take out.
The table shown below is the Uniform Lifetime Table, the most commonly used of three life-expectancy charts that help retirement account holders figure mandatory distributions. The IRA has...
The RMD Table for 2024 covers what you should know about 2024 start dates for different kinds of accounts. What's new with required minimum distributions? We cover the basics here.
Find out about required minimum distributions on your retirement plan under Internal Revenue Code sections 401 (a) (9), 408 (a) (6) and 408 (b) (3) and how much and when to withdraw.