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  2. Know your customer - Wikipedia

    en.wikipedia.org/wiki/Know_your_customer

    It updated its regulations in June 2016 regarding acceptable methods to determine the identity of individual clients to ensure compliance with AML and KYC regulations. A pending lawsuit is active in Canada challenging the constitutionality of the new legislation. [11] India: The Reserve Bank of India introduced KYC guidelines [12] for banks in ...

  3. National Common Mobility Card - Wikipedia

    en.wikipedia.org/wiki/National_Common_Mobility_Card

    Essential documents like an Aadhaar, an Aadhaar-linked phone number, and an OTP verification are also needed for the card's issuance as part of the Know Your Customer (KYC) requirement. [34] Due to poor adoption rate, the Reserve Bank of India (RBI) removed KYC requirement for NCMC with a ₹3,000 limit as of February 23, 2024. This should make ...

  4. List of financial regulatory authorities by jurisdiction

    en.wikipedia.org/wiki/List_of_financial...

    Reserve Bank of India (RBI) (including the Banks Board Bureau) National Payments Corporation of India (NPCI) Deposit Insurance and Credit Guarantee Corporation (DICGC) Securities and Exchange Board of India (SEBI) Banking Codes and Standards Board of India (BCSBI); Forward Markets Commission (FMC) Insolvency and Bankruptcy Board of India (IBBI)

  5. Banking Regulation Act, 1949 - Wikipedia

    en.wikipedia.org/wiki/Banking_Regulation_Act,_1949

    The Act gives the RBI the power to license banks, have regulation over shareholding and voting rights of shareholders; supervise the appointment of the boards and management; regulate the operations of banks; lay down instructions for audits; control moratorium, mergers and liquidation; issue directives in the interests of public good and on ...

  6. Financial inclusion - Wikipedia

    en.wikipedia.org/wiki/Financial_inclusion

    The RBI continues to change and relax policies regarding these accounts in an effort to better serve bank customers. [38] Know-your-customer (KYC) requirements for opening bank accounts were relaxed for small accounts in August 2005, eliminating a documentation barrier to banking.

  7. Reserve Bank of India - Wikipedia

    en.wikipedia.org/wiki/Reserve_Bank_of_India

    The preamble of the Reserve Bank of India describes the basic functions of the reserve bank as: [13]...to regulate the issue of Bank notes and keeping of reserves with a view to securing monetary stability in India and generally to operate the currency and credit system of the country to its advantage; to have a modern monetary policy framework to meet the challenge of an increasingly complex ...

  8. Unified Payments Interface - Wikipedia

    en.wikipedia.org/wiki/Unified_Payments_Interface

    As per April 2021 RBI Monetary Policy Committee directive, after 31 March 2022, all the know your customer (KYC) compliant digital wallets will become interoperable by using UPI system. [156] In August 2021, Hotstar started supporting UPI AutoPay feature.

  9. Central Registry of Securitisation Asset Reconstruction and ...

    en.wikipedia.org/wiki/Central_Registry_of...

    Central Registry of Securitisation Asset Reconstruction and Security Interest of India (CERSAI) is a central online security interest registry of India.It was primarily created to check frauds in lending against equitable mortgages, in which people would take multiple loans on the same asset from different banks.