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Insurance industry group America's Health Insurance Plans estimates that administrative costs have averaged approximately 12% of premiums over the last 40 years, with costs shifting away from adjudicating claims and towards medical management, nurse help lines, and negotiating discounted fees with healthcare providers.
[11] [12] Pandemics and their ends are not well-defined, and whether or not one has ended differs according to the definition used. [11] [13] As of 13 January 2025, COVID-19 has caused 7,079,912 [5] confirmed deaths, and 18.2 to 33.5 million estimated deaths. [7] The COVID-19 pandemic ranks as the fifth-deadliest pandemic or epidemic in history.
501(k) – Day care centers may qualify as tax-exempt under Section 501(k). [135] [136] [137] The day care center must provide child care away from their homes. [136] At least 85 percent of the children served must be cared for while their parent or guardian is either employed, seeking employment, or a full-time student. [138]
Financial repression: Government policies such as interest-rate caps on government debt, financial regulations such as reserve requirements and capital controls, and barriers to entry in markets where the government owns or controls businesses.
The Pollock decision was overruled by the ratification of the Sixteenth Amendment to the United States Constitution in 1913, [12] and by subsequent U.S. Supreme Court decisions including Graves v. New York ex rel. O'Keefe, [13] South Carolina v. Baker, [14] and Brushaber v. Union Pacific Railroad Co. [15]