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2. Term life insurance - Wikipedia

   en.wikipedia.org/wiki/Term_life_insurance

   More common than annual renewable term insurance is guaranteed level premium term life insurance, where the premium is guaranteed to be the same for a given period of years. The most common terms are 10, 15, 20, and 30 years. In this form, the premium paid each year remains the same for the duration of the contract.

3. Net premium valuation - Wikipedia

   en.wikipedia.org/wiki/Net_premium_valuation

   The key with a net premium valuation is that the premiums being valued are theoretical measures - they make no reference to the actual premiums being charged by the insurer. This technique is a well-established actuarial valuation method, that became popular because of its simplicity, consistency, and ease of calculation.

4. Actuarial present value - Wikipedia

   en.wikipedia.org/wiki/Actuarial_present_value

   The actuarial present value (APV) is the expected value of the present value of a contingent cash flow stream (i.e. a series of payments which may or may not be made). ). Actuarial present values are typically calculated for the benefit-payment or series of payments associated with life insurance and life

5. Types of life insurance - AOL

   www.aol.com/finance/types-life-insurance...

   Some kinds of term life insurance also maintain constant premiums throughout the policy’s life. The four primary types of term life insurance are: Level term policies. Yearly renewable term policies

6. What is a life insurance premium and how does it work? - AOL

   www.aol.com/finance/life-insurance-premium-does...

   The way you live impacts your risk level in the eyes of insurers. Life insurance providers typically raise your rates to compensate for the risks associated with a dangerous lifestyle, such as a ...

7. How much life insurance do I need? - AOL

   www.aol.com/finance/much-life-insurance...

   Term insurance is just that—a life insurance policy that covers you for a set term or period of time. Most term policies are available for 10, 20 or 30 years, although you might find providers ...