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2. Term life insurance - Wikipedia

   en.wikipedia.org/wiki/Term_life_insurance

   More common than annual renewable term insurance is guaranteed level premium term life insurance, where the premium is guaranteed to be the same for a given period of years. The most common terms are 10, 15, 20, and 30 years. In this form, the premium paid each year remains the same for the duration of the contract.

3. How Much Does Life Insurance for Smokers & Tobacco ... - AOL

   www.aol.com/much-does-life-insurance-smokers...

   Below is a sample comparison of monthly premiums for a 20-year term policy for a female with a $400,000 death benefit using one of Best Money's top insurance providers. Age: 30 Non-Smoker Premium ...

4. Types of life insurance - AOL

   www.aol.com/finance/types-life-insurance...

   Some kinds of term life insurance also maintain constant premiums throughout the policy’s life. The four primary types of term life insurance are: Level term policies. Yearly renewable term policies

5. Actuarial present value - Wikipedia

   en.wikipedia.org/wiki/Actuarial_present_value

   In practice the information available about the random variable G (and in turn T) may be drawn from life tables, which give figures by year. For example, a three year term life insurance of $100,000 payable at the end of year of death has actuarial present value

6. Net premium valuation - Wikipedia

   en.wikipedia.org/wiki/Net_premium_valuation

   The key with a net premium valuation is that the premiums being valued are theoretical measures - they make no reference to the actual premiums being charged by the insurer. This technique is a well-established actuarial valuation method, that became popular because of its simplicity, consistency, and ease of calculation.

7. What is a life insurance premium and how does it work? - AOL

   www.aol.com/finance/life-insurance-premium-does...

   The way you live impacts your risk level in the eyes of insurers. Life insurance providers typically raise your rates to compensate for the risks associated with a dangerous lifestyle, such as a ...