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2. Reinsurance sidecar - Wikipedia

   en.wikipedia.org/wiki/Reinsurance_Sidecar

   Reinsurance sidecars, conventionally referred to as "sidecars", are financial structures that are created to allow investors to take on the risk and return of a group of insurance policies (a "book of business") written by an insurer or reinsurer (henceforth re/insurer) and earn the risk and return that arises from that business.

3. Trade credit insurance - Wikipedia

   en.wikipedia.org/wiki/Trade_credit_insurance

   Trade credit insurance, business credit insurance, export credit insurance, or credit insurance is a type of insurance policy and a risk management product offered by private insurance companies and governmental export credit agencies to business entities wishing to protect their accounts receivable from loss due to credit risks such as protracted default, insolvency or bankruptcy.

4. Captive insurance - Wikipedia

   en.wikipedia.org/wiki/Captive_insurance

   Captive insurance is an alternative to self-insurance in which insured parties establish a licensed insurance company for their own use and benefit. [1] The company focuses its service on the specific risks of the insureds and is incentivized to price the insurance near cost, since it has no separate investors.

5. Small Business Insurance: What Coverage Do You Need? - AOL

   www.aol.com/small-business-insurance-coverage...

   Proper insurance coverage protects your small business from unexpected circumstances and costs. Yet, according to the 2023 Hiscox Underinsurance Report, 75% of small businesses in the U.S. don’t ...

6. Alternatives to unsecured business loans - AOL

   www.aol.com/finance/alternatives-unsecured...

   Business credit cards are another alternative and can be secured or unsecured. A business credit card is good for smaller purchases and business expenses and often has more accessible requirements ...

7. How to get a business line of credit - AOL

   www.aol.com/finance/business-line-credit...

   Alternatives to business lines of credit. If you decide a business line of credit isn’t for you, or you want to explore other ways to finance your business, consider these options:

8. State National Companies - Wikipedia

   en.wikipedia.org/wiki/State_National_Companies

   Program Services is targeted to specialty general agents (GAs) or other insurance producers that sell, control, and administer books of insurance business that are supported by third-party reinsurers, domestic and foreign insurers and institutional risk investors (alternative capital/capacity providers) that want to access specific lines of U.S ...

9. Do you need full-coverage car insurance? What it is, when it ...

   www.aol.com/finance/full-coverage-car-insurance...

   A smarter alternative might be to open a high-yield savings account and sock away that $800 a year to build an emergency fund you can tap into if you need it. 🔍 Dig deeper: How to build an ...