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  2. First-Time Homebuyer’s Guide to Mortgage Loans, Programs and ...

    www.aol.com/first-time-homebuyer-guide-mortgage...

    Texas: The My First Texas Home program is a low-interest 30-year loan with up to 5% interest-free down payment assistance. The program allows borrowers to work through this program to obtain an ...

  3. USDA home loan - Wikipedia

    en.wikipedia.org/wiki/USDA_home_loan

    A USDA home loan is different from a traditional mortgage offered in the United States in several ways. USDA loans require no down payment, meaning that it is possible to finance up to 100% of the property value. One must meet the income restrictions for the county in which the buyer is interested. Each county has a maximum Income Requirement.

  4. Should you use a home equity loan to pay for medical bills? - AOL

    www.aol.com/home-equity-loan-for-medical-bills...

    If you receive Medicare, find free, unbiased help through your local SHIP program. Consider other credit or loan options. 401(k) loans. ... Very few lenders will finance a loan for 100% of your ...

  5. Down payment - Wikipedia

    en.wikipedia.org/wiki/Down_payment

    Down Payment Assistance programs are all different with certain requirements for each. State or local housing authorities, a non-profit organization, or lender usually set the requirements and conditions for the DPA program. Some programs require you or your loan officer to take a short course on Down Payment Assistance for first time home ...

  6. Loan modification in the United States - Wikipedia

    en.wikipedia.org/wiki/Loan_modification_in_the...

    The Home Affordable Modification Program (HAMP) was established on February 18, 2009 to help up from 7 to 8 million struggling homeowners at risk of foreclosure by working with their lenders to lower monthly mortgage payments. The Program is part of the Making Home Affordable Program which was created by the Financial Stability Act of 2009. [26]

  7. Zero percent down mortgages might help more first-time ... - AOL

    www.aol.com/finance/zero-percent-down-mortgages...

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