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Switching from your regular retirement benefit to a spousal benefit is something you might be interested in if you’re hoping to maximize Social Security benefits. Whether you can make this ...
A Social Security spousal rule that was around for decades ended this year for the last eligible retirees — those who turned 70 on Jan. 1, 2024. The rule allowed recipients to switch between ...
After many years of paying Social Security payroll taxes, Social Security retirement benefits are well-earned for many. Unfortunately, not everyone pays Social Security payroll taxes. In either ...
The Social Security Administration implemented the deemed filing rule to prevent double-dipping. Prior to the rule, if spousal benefits were higher than an individual benefit, the person could ...
Image source: Getty Images. 1. You don't need to still be married to claim spousal benefits. You might assume that if you're no longer married to your spouse, you're not eligible to collect Social ...
The average spouse of a retired worker collects around $909 per month from Social Security, as of November 2024. That amounts to a raise of around $23 per month.
Data source: Social Security Administration. 2. How your spouse's claiming strategy impacts your spousal benefits. One key detail about spousal benefits is that in order to be eligible, your ...
Social Security spousal benefits are based on the PIA of the primary earning spouse. You can receive up to 50% of your spouse's PIA assuming you've reached full retirement age. For example, if ...