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  2. 13 Tips On How To Get Preapproved for a Mortgage - AOL

    www.aol.com/13-tips-preapproved-mortgage...

    You can request a free credit report from each of the three major credit bureaus — Equifax, Experian and TransUnion — once every 12 months, he said, at which point you can review your credit ...

  3. Getting prequalified usually doesn't negatively affect your credit score. Mortgage prequalification gives you a basic estimate of the loan amount a lender might extend you to help finance a house ...

  4. How to shop for a mortgage without hurting your credit score

    www.aol.com/finance/shop-mortgage-without...

    This gives you a soft credit check mortgage exploration option. To prequalify you for a loan, lenders check your credit report but conduct a “soft” inquiry, or “soft pull,” in which they ...

  5. Guide to no-down payment mortgages: Am I eligible? - AOL

    www.aol.com/finance/no-down-payment-mortgage...

    A no-down payment mortgage is a home loan that allows you to finance 100 percent of the home’s purchase price without having to put any money down at closing. Zero-down mortgages can be ...

  6. Pre-approval - Wikipedia

    en.wikipedia.org/wiki/Pre-approval

    In lending, a pre-approval is the pre-qualification for a loan or mortgage of a certain value range. [1]For a general loan a lender, via public or proprietary information, feels that a potential borrower is completely credit-worthy enough for a certain credit product, and approaches the potential customer with a guarantee that should they want that product, they would be guaranteed to get it.

  7. Pre-qualification - Wikipedia

    en.wikipedia.org/wiki/Pre-qualification

    In a mortgage context, pre-qualification denotes a process that has not yet been underwritten by the lending institution. Typically, subprime lenders will allow 50% DTI. . Common monthly debts used for calculating DTI are mortgage (or new mortgage payment), auto payment(s), minimum credit card payment(s), student loans, and any other common monthly or revolving debt that is on the applicant's ...

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