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  2. gm financial, chances of approval?? - myFICO® Forums - 5423542

    ficoforums.myfico.com/t5/Auto-Loans/gm-financial-chances-of-approval/td-p/5423542

    Could be a region of the country thing, but in Texas they only look at EQ5. Current Score 7-1-21: TU: 812 EX: 805 EQ: 839. Goal Score: ACHIEVED - 800 Across the Board. In My Wallet: Cap1 QS - PenFed Power Cash Rewards - PenFed Promise - AmEx Delta Platinum - DISCO - NFCU Cash Rewards - Chase Sapphire Preferred.

  3. GM Financial Lease Approval Odds - myFICO® Forums - 6369428

    ficoforums.myfico.com/t5/Auto-Loans/GM-Financial-Lease-Approval-Odds/td-p/6369428

    Hello all - I'm looking to get a 2021 Esclelade Sport and was hoping to Lease through GM Financial. Wondering what my odds are with the below stats: TU - 739. EX - 725. EQ - 708 . Have one auto loan paid off for about $10,000 then currently have one for $52,000 that has been paid down to $45,000. No deorgatory marks other than 2 from 2018.

  4. Interesting email Exchange with GM Financial ... - myFICO® Forums

    ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Interesting-email-Exchange...

    Sincerely, xxxx". He in turn forwarded my email to a Vice President of Servicing Administration, with whom the remaining correspondence took place. His reply: "Mr. xxxx, Re: Account # xxxxxxxx. Vehicle: 2002 FORD TAURUS. VIN- xxxxxxxxx. Thank you for your recent letter in reference to your GM Financial account.

  5. Just what is a "well qualified" buyer? - myFICO® Forums - 4943714

    ficoforums.myfico.com/t5/Auto-Loans/Just-what-is-a-quot-well-qualified-quot...

    In my mind a well-qualified buyer will depend on the vehicle and dealership (chrysler capital for chrysler, GM financial for GM's, etc). Typically It would be someone in the 740+ credit score range on auto-enhanced scores, with a certain amount of money down depending on the particular promotion at the time.

  6. Gm Financial rejects Goodwill Letters - myFICO® Forums

    ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Gm-Financial-rejects-Goodwill...

    I keep getting this canned response each time: "Unfortunately, GM Financial is unable to make any goodwill adjustments or make any changes to the accurate reporting on your credit report. Please contact Customer Service at 1-800-284-2271 should you have any additional questions." Equifax - 628, Experian -627, Transunion- 654 In the garden until ...

  7. GM Financial Leases - what FICO score are they currently using?

    ficoforums.myfico.com/t5/Auto-Loans/GM-Financial-Leases-what-FICO-score-are...

    And if you have ever burnt them or Americredit, they hold a grudge for quite some time. Current Score 7-1-21: TU: 812 EX: 805 EQ: 839. Goal Score: ACHIEVED - 800 Across the Board. In My Wallet: Cap1 QS - PenFed Power Cash Rewards - PenFed Promise - AmEx Delta Platinum - DISCO - NFCU Cash Rewards - Chase Sapphire Preferred.

  8. GM Financial - one late payment - myFICO® Forums - 6390547

    ficoforums.myfico.com/t5/Rebuilding-Your-Credit/GM-Financial-one-late-payment/...

    GM Financial - one late payment. I just noticed that I got a 30-day late payment for my car loan payment to GM Financial in June. I since paid 2 months and caught up. However, I was *thinking* that I was paying the car loan ahead of time, and the way their app showed me, I figured I could skip a month and get on the regular 30-day cycle -- I ...

  9. GM Financial - myFICO® Forums - 6324785

    ficoforums.myfico.com/t5/Auto-Loans/GM-Financial/td-p/6324785

    Re: GM Financial. Captives like GM Financial will always be a little bit higher because 99/100 times you get some kind of incentive to use them from the dealer...ie they have to stay in business and make money somewhere..if you aren't getting a subvented rate, or a rebate to use them, no reason to use them and dealers know this. Message 6 of 15 ...

  10. GM Financial Charge-off - myFICO® Forums - 6493573

    ficoforums.myfico.com/t5/Rebuilding-Your-Credit/GM-Financial-Charge-off/td-p/...

    I have a repo/charge-off from GM Financial that I can't figure out how best to handle. Here's some of what's showing on my report-Balance: $0. Mar,Apr/2018 show RPO. May,Jun/2018 show C/O. Last Payment: Jun/2018. Date Closed: Jul/2018. Date Updated: Jul/2018. Pay Status: Account paid in Full was a Charge-off

  11. GM Financial Advice? - myFICO® Forums - 6191501

    ficoforums.myfico.com/t5/Auto-Loans/GM-Financial-Advice/td-p/6191501

    Re: GM Financial Advice? @ridgebackpilot wrote: Not sure about GM, but I just got Tier 1 financing (0 percent) with Ford Motor Credit on similar scores. My sense is that most car manufacturers are still having trouble selling cars, and they've relaxed their credit requirements somewhat as a result. Most manufacturers also take your history with ...