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2. Fed cuts key interest rate half a point as inflation eases ...

   www.aol.com/news/fed-cuts-key-interest-rate...

   Rates peaked at 7.79% 11 months ago and fell to 6.2% last week, according to Freddie Mac, which tracks rates. In California, the state Realtors Association reported that the July median price was ...

3. Fed lowers interest rates with surprising jumbo half-point cut

   www.aol.com/finance/fed-lowers-interest-rates...

   Interest rates are historically high because of the Fed’s fierce post-pandemic inflation fight. In the span of just a year and a half, the Fed hiked interest rates 11 times by the fastest pace ...

4. Will the Fed's rate cut bring down mortgage rates? - AOL

   www.aol.com/finance/feds-rate-cut-bring-down...

   Last week, mortgage rates fell to their lowest levels in more than 18 months, with the average 30-year fixed rate note dropping to 6.20%.But currently, about 80% of mortgage holders have a rate ...

5. The Fed just cut interest rates. Time to tap your home equity?

   www.aol.com/finance/fed-just-cut-interest-rates...

   Or let’s say you’re considering a 20-year home equity loan in the amount of $100,000. Its rate has just dropped from 9.5 percent to 9.25 percent. That quarter-point cut could save you almost ...

6. Cost of funds index - Wikipedia

   en.wikipedia.org/wiki/Cost_of_Funds_Index

   The interest rate on an adjustable rate mortgage, for example, is often linked to a regional COFI specified in the particular loan documents. COFIs, in turn, are usually calculated by a self-regulatory agency like Federal Home Loan Banks. In California, for example, many home mortgage loans are indexed to the Federal Home Loan Bank of San ...

7. California Housing Finance Agency - Wikipedia

   en.wikipedia.org/wiki/California_Housing_Finance...

   www.calhfa.ca.gov. The California Housing Finance Agency (CalHFA), established in 1975, is an independent California state agency within the California Department of Housing and Community Development that makes low-rate housing loans through the sale of taxable and tax exempt bonds. [2][3]