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There are two different types of credit inquiries: hard inquiries, which can have a negative effect on your credit score, and soft inquiries, which don’t affect your credit score at all.
A credit score is basically a number that gives a lender an indication of the likelihood you'll pay back your debt. All lending institutions use credit scores to determine if it's worth the risk to...
That’s because your average age of accounts and credit utilization — two factors that affect your credit score — may be negatively impacted. But the effect shouldn’t be too drastic or long ...
Moody's Ratings, previously known as Moody's Investors Service and often referred to as Moody's, is the bond credit rating business of Moody's Corporation, representing the company's traditional line of business and its historical name. Moody's Ratings provides international financial research on bonds issued by commercial and government entities.
Credit scores make up a huge part of our financial lives, so it’s to your advantage to learn how to get your credit score as high as possible — and getting an excellent credit score is just ...
The higher your credit score, the better it is. Let’s take a look at all that goes into a good credit score and what it takes to get there. ... It makes up 15 percent of your credit score ...
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