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2. How credit inquiries affect your credit score - AOL

   www.aol.com/finance/credit-inquiries-affect...

   There are two different types of credit inquiries: hard inquiries, which can have a negative effect on your credit score, and soft inquiries, which don’t affect your credit score at all.

3. How to build credit without a credit card - AOL

   www.aol.com/finance/build-credit-without-credit...

   Your recent credit inquiries: Hard inquiries on your credit report, which show up when you apply for a new credit card or loan, can temporarily negatively affect your score. 7 ways to build credit ...

4. AnnualCreditReport.com - Wikipedia

   en.wikipedia.org/wiki/AnnualCreditReport.com

   AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.

5. How To Check Your Credit Score - AOL

   www.aol.com/check-credit-score-235003442.html

   The counselors can often get you a credit score for free — and review and interpret the score with you. Here’s how: Visit the National Foundation for Credit Counseling website to find out more.

6. Comparison of free credit monitoring services - Wikipedia

   en.wikipedia.org/wiki/Comparison_of_free_credit...

   The following chart compares websites that provide United States credit reports or credit scores free of charge. Services limited to cardholders or only offering trial plans are excluded. The chart specifies what is free, what kind of credit reports are included, and whether a full Social Security number is needed.

7. What are credit repair companies and how do they work? - AOL

   www.aol.com/finance/credit-repair-companies...

   There are a few ways to boost your credit without having to use credit repair companies: It’s easy and free to access your credit reports. You can get weekly reports through AnnualCreditReport.com.

8. How to clean up credit reports - AOL

   www.aol.com/finance/clean-credit-reports...

   A clean credit report can open the door to better opportunities if unfair, inaccurate negative marks are keeping you from having a better credit score. Better credit may help you financially in ...

9. What credit score do you start with? - AOL

   www.aol.com/finance/credit-score-start-163323233...

   Factors like on-time payments, low credit utilization, types of credit, credit inquiries and account age all impact your credit score. Even without a credit card, you can develop good credit by ...