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  2. What is an unsecured loan? - AOL

    www.aol.com/finance/unsecured-loan-204331407.html

    Unsecured loans are available as revolving debt — a credit card — or an installment loan, like a personal or student loan. Installment loans require you to pay back the total balance in fixed ...

  3. Common personal loan myths — and the actual facts you ... - AOL

    www.aol.com/finance/common-personal-loan-myths...

    In fact, many personal loans are unsecured. This means that lenders base approval on your credit score — not an asset. Secured loans, such as car loans or mortgages, are backed by collateral.

  4. Premier Financial - Wikipedia

    en.wikipedia.org/wiki/Premier_Financial

    Premier Financial Corp., headquartered in Defiance, Ohio, is the holding company for Premier Bank.Premier Bank, headquartered in Youngstown, Ohio, operates 73 branches and 9 loan offices in Ohio, Michigan, Indiana and Pennsylvania and serves clients through a team of wealth professionals dedicated to each community banking branch.

  5. Personal loan vs. home equity loan: Which is the best fit for ...

    www.aol.com/finance/personal-loan-vs-home-equity...

    Sources. Publication 936 (2023), Home Mortgage Interest Deduction, IRS.Accessed September 3, 2024. Finance Rate on Personal Loans at Commercial Banks, Federal Reserve Bank of St. Louis.Accessed ...

  6. Peer-to-peer lending - Wikipedia

    en.wikipedia.org/wiki/Peer-to-peer_lending

    Also known as crowdlending, many peer-to-peer loans are unsecured personal loans, though some of the largest amounts are lent to businesses. Secured loans are sometimes offered by using luxury assets such as jewelry, watches, vintage cars, fine art, buildings, aircraft, and other business assets as collateral. They are made to an individual ...

  7. LendingClub - Wikipedia

    en.wikipedia.org/wiki/LendingClub

    All loans were unsecured personal loans and could be between $1,000 - $40,000. On the basis of the borrower’s credit score , credit history, desired loan amount and the borrower’s debt-to-income ratio , LendingClub determined whether the borrower was creditworthy and assigned to its approved loans a credit grade that determined the payable ...

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