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A Gemalto EZIO CAP device with Barclays PINsentry styling. The Chip Authentication Program (CAP) is a MasterCard initiative and technical specification for using EMV banking smartcards for authenticating users and transactions in online and telephone banking.
The recipient had to register in order to link their mobile phone number with their bank account. Those wishing to make a payment to a registered phone number could use their existing mobile banking or online banking service. [3] Payments made through Paym took place at the same speeds as existing Faster Payments or LINK payment mechanisms. [6]
In 2004, the company assisted in the creation of the Barclays Gap Year Bank Account (did not launch) and the HSBC Gap Year Bank Account. [22] In 2005, gapyear.com worked with Advance Payment Solutions (APS) to launch the Gap Year Cashplus Prepaid MasterCard, a multi-currency prepayment card, a first for the backpacker travel market. [23]
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Pingit, formerly Barclays Pingit, was a British mobile payments service, allowing Barclays account holders to send and receive money transfers through their mobile phones. . It operated from 2012 until 2021 when Barclays said that the service was no longer needed as newer payment services became popul
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