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As part of its policy, passengers can cancel up to 30 days before sailing and receive cancellation fees as a cruise credit on voyages departing through April 30 and bookings made through Feb. 28.
However, cruise insurance might be the answer for most cases except one. Trip Cancellation, Delays and Interruption ... Up to $10,000 per person and $20,000 per trip for trip cancellation coverage.
Cruise insurance typically costs 3% to 8% of the cost of the cruise, and covers medical emergencies, lost baggage and job loss cancellation (covering expenses if you lose your job), according to CNBC.
Travel insurance is an insurance product for covering unforeseen losses incurred while travelling, either internationally or domestically. Basic policies generally only cover emergency medical expenses while overseas, while comprehensive policies typically include coverage for trip cancellation, lost luggage , flight delays , public liability ...
The policy term is the period that an insurance policy provides coverage. Many policies have a one-year term (365 days) but other terms both longer and shorter are used. Policy terms can be for any length of time and can be for a short period when the period of risk is also short or can be for multi-year periods.
Travelers may be weighing whether they want to proceed or postpone their cruise plans. USA TODAY walks you through what you need to consider.