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Afterpay Limited (abbreviated as Afterpay) is an Australian technology company and a buy now, pay later (BNPL) lender. [1] [2] Founded in 2014 by Nick Molnar and Anthony Eisen, it is now owned by Block, Inc. [3] As of 2023, Afterpay serves 24 million users, [3] [4] processes US$27.3 billion in annual payments, [5] and ranks among the three most-used BNPL services globally.
Customers can choose to pay monthly over six or 12 months. Afterpay imposes a credit limit on all users, which starts at $600 and may increase over time if you demonstrate good borrowing habits.
The company reported $24.12 billion in revenue, $892 million in operating income, $2.9 billion in net income and $240.81 billion in gross payment volume (GPV) for the year 2024. It also stated that it had 11,372 employees, $36.78 billion in total assets and $21.27 billion in total stockholders' equity by the end of the year.
Whether you're making small, medium or large purchases, buy now, pay later apps make it easier for you to get what you need now and pay for it in the future.
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In 2020 Nick and Gabrielle Molnar purchased a North Bondi property for approximately A$ 27 million; and subsequently acquired an adjoining property the following year for A$ 18.5 million. [ 12 ] [ 13 ] In November 2022 it was reported that Molnar was intending to sell an 864-square-metre (9,300 sq ft) Los Angeles apartment for A$ 43 million ...
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Affirm Holdings, Inc. is an American technology company that provides financial services for shoppers and merchants. [4] [5] [6] Founded in 2012 by PayPal co-founder Max Levchin, [7] it is the largest U.S. based buy now, pay later lender.