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2. Life insurance - Wikipedia

   en.wikipedia.org/wiki/Life_insurance

   A permanent insurance policy accumulates a cash value up to its date of maturation. The owner can access the money in the cash value by withdrawing money, borrowing the cash value, or surrendering the policy and receiving the surrender value. The three basic types of permanent insurance are whole life, universal life, and endowment.

3. Types of life insurance - AOL

   www.aol.com/finance/types-life-insurance...

   Learn more: Best term life insurance companies. Permanent life insurance. Permanent life insurance is designed to last your entire lifetime, with premiums that need to be paid continuously ...

4. 47% of Americans overestimate life insurance costs – here’s ...

   www.aol.com/finance/47-americans-overestimate...

   The least expensive type of life insurance is usually term life insurance. It provides coverage for a specific period — often 10, 20 or 30 years — and is typically much cheaper than permanent ...

5. What Are the Pros and Cons of Indexed Universal Life Insurance?

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   Universal life insurance is a permanent insurance you pay for throughout your life. It offers long-term coverage and can increase in value over time. Indexed universal life insurance falls under ...

6. Total permanent disability insurance - Wikipedia

   en.wikipedia.org/wiki/Total_permanent_disability...

   Total Permanent Disability (TPD) is a phrase used in the insurance industry and in law. Generally speaking, it means that because of a sickness or injury , a person is unable to work in their own or any occupation for which they are suited by training , education , or experience .

7. Variable universal life insurance - Wikipedia

   en.wikipedia.org/wiki/Variable_universal_life...

   Variable universal life insurance (often shortened to VUL) is a type of life insurance that builds a cash value. In a VUL, the cash value can be invested in a wide variety of separate accounts, similar to mutual funds, and the choice of which of the available separate accounts to use is entirely up to the contract owner.

8. What is cash value life insurance? - AOL

   www.aol.com/finance/cash-value-life-insurance...

   Cash value life insurance is permanent life insurance with a cash accumulation component. As long as premiums are paid, these policies are designed to last your entire life (typically up to a ...

9. Universal life insurance - Wikipedia

   en.wikipedia.org/wiki/Universal_life_insurance

   While term life insurance is the least expensive over a short period, say one to twenty years, permanent life insurance is generally the least expensive over a longer period, or over one's entire lifetime. This is mainly due to the high percentage of the premiums paid out in commissions during the first 10–12 years. [7]