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TymeBank is a South African digital bank aimed at the lower income market. [1] [2] Headquartered in Rosebank, Johannesburg, TymeBank does not have any physical bank branches and relies on an Android banking App, and Internet Banking site and a partnership with two retail chains, Pick n Pay and Boxer, to host a national network of self-service kiosks that facilitate the account opening process.
The creation of GoTyme Bank was planned in 2021 by the Gokongwei Group as a joint venture with South African-owned TymeBank. The Gokongwei Group secured a certification to operate a digital bank from the Bangko Sentral ng Pilipinas in 2022. [3] [4] On October 20, 2022, GoTyme Bank was formally launched.
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In 1975, the TYME network was created by an agreement among First Wisconsin National Bank, Marshall & Ilsley, Marine Bank of Milwaukee, and Midland National Bank. [ 1 ] In 2002, the TYME network merged with the Pulse network, [ 4 ] [ 5 ] [ 6 ] taking the Pulse brand name in 2004 and retiring the old TYME identity.
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Pulse merged with Wisconsin-based Tyme Corporation in 2002, and was acquired by Discover Financial Services in 2005. Currently, Pulse is a California residential mortgage licensee (License Number MLS-18827). [1]