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Virginia Housing, formerly the Virginia Housing Development Authority (VHDA), is a self-supporting organization created by the Commonwealth of Virginia in 1972, to help Virginians attain quality affordable housing.
The Seniors Real Estate Specialist (SRES [1]) designation is awarded by the SRES Council to Realtors who have successfully completed coursework on the real estate needs of home buyers age 50+. Distinctive needs, factors, and considerations for this segment of the population include:
The brothers speak from firsthand experience on home ownership and aging family members. “They’re trying to find a place where they can age in place,” Drew said of their parents.
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The establishment of the Federal Housing Administration (FHA) had a significant impact on the housing market in the United States. Homeownership rates experienced a notable increase, rising from 40% in the 1930s to 61% and 65% by 1995. The peak of homeownership was nearly 69% in 2005, coinciding with the height of the US housing bubble.
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Loan type. Minimum credit score. Conventional loans. 620. FHA loans. 580 with 3.5% down payment, 500 with 10% down payment. VA loans. No minimum requirement, but generally 620
First operational on August 28, 1965, the Foster Grandparents program enables seniors to interact with and support young children, thus acting as foster grandparents.Open to seniors 55 and over, the program's goal is to provide "grandparents" who will give emotional support to victims of abuse and tutor, mentor, and care for children with disabilities.