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When you're ready to start claiming Social Security retirement benefits, including spouse benefits, or apply for survivor benefits or Medicare coverage, the Social Security Administration makes it...
Amount: Survivor benefits can often be higher than your own retirement benefits, especially if your spouse had a higher earning history. You can receive up to 100% of your deceased spouse’s ...
“Ex-spouses who were married at least 10 years before divorcing may be able to collect survivor benefits up to 100% of their benefit amount even if the ex [was] remarried,” Sherwood said.
Federal civilian pensions were offered under the Civil Service Retirement System (CSRS), formed in 1920. CSRS provided retirement, disability and survivor benefits for most civilian employees in the federal government, until the creation of a new federal agency, the Federal Employees Retirement System (FERS), in 1987.
However, if the break in service is greater than 365 days, the employee is also covered under Social Security and will be deemed CSRS Offset. Overall benefits paid to CSRS or CSRS Offset employees will remain equitable based on the number of years of creditable service and CSRS formula upon retirement.
With divorce benefits, you may receive payments based on your ex-spouse's work history. You must have been married for at least 10 years, and you cannot currently be married to collect this type ...
Disabled spouses claiming in their 50s will also receive a reduction of up to around 30%, and those caring for a qualifying child may have their benefit reduced by 25%. Keep in mind that these ...
Most new federal employees hired on or after January 1, 1987, are automatically covered under FERS. Those newly hired and certain employees rehired between January 1, 1984, and December 31, 1986, were automatically converted to coverage under FERS on January 1, 1987; the portion of time under the old system is referred to as "CSRS Offset" and only that portion falls under the CSRS rules.