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  2. 3 steps to calculate your debt-to-income ratio - AOL

    www.aol.com/finance/3-steps-calculate-debt...

    To calculate your debt-to-income ratio, add up your monthly debt payments and your gross monthly income and then divide your debt by your gross income. ... For your mortgage, calculate the full ...

  3. How To Calculate Your Debt-to-Income Ratio - AOL

    www.aol.com/finance/calculate-debt-income-ratio...

    Calculate Your Debt-to-Income Ratio. To find out what your debt-to-income ratio is, use a debt-to-income ratio calculator or simply add up your minimum recurring debts — that is, the least ...

  4. What is a debt-to-income ratio for a mortgage? - AOL

    www.aol.com/finance/debt-income-ratio-mortgage...

    Your debt-to-income (DTI) ratio is a key factor in getting approved for a mortgage. The lower the DTI for a mortgage the better. Most lenders see DTI ratios of 36 percent or less as ideal.

  5. Debt-to-income ratio - Wikipedia

    en.wikipedia.org/wiki/Debt-to-income_ratio

    If the lender requires a debt-to-income ratio of 28/36, then to qualify a borrower for a mortgage, the lender would go through the following process to determine what expense levels they would accept: Using yearly figures: Gross income of $45,000; $45,000 × .28 = $12,600 allowed for housing expense.

  6. How To Calculate Your Debt-to-Income Ratio - AOL

    www.aol.com/finance/calculate-debt-income-ratio...

    One of the many variables lenders use when deciding whether or not to loan you money is your debt-to-income ratio or DTI. Your DTI reveals how much debt you owe compared to the income you earn.

  7. What percentage of your income should go to a mortgage? - AOL

    www.aol.com/finance/percentage-income-mortgage...

    To get a mortgage, borrowers also need to consider their regular, ongoing debts: Most lenders allow a debt-to-income ratio of up to 43 percent, but prefer 36 percent — meaning your monthly ...

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