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  2. Killed or seriously injured - Wikipedia

    en.wikipedia.org/wiki/Killed_or_Seriously_Injured

    Killed: The usual international definition, as adopted by the Vienna Convention in 1968 is 'a human casualty who dies within 30 days after the collision due to injuries received in the crash'. [2] Serious injury: In 2015, the European Union defined a concept of serious injures in order to share the same definition across the whole European ...

  3. What is an insurance claim and when should you file one? - AOL

    www.aol.com/finance/insurance-claim-file-one...

    The surcharge for a minimum coverage policy is similar, about 44 percent more on average for an at-fault accident. If your insurer raises your car insurance rate to a price out of your budget, you ...

  4. What to do if you are injured in a car accident - AOL

    www.aol.com/finance/injured-car-accident...

    How long you can file a claim for an injury after a car accident depends on your state. Reporting requirements for bodily injury range from one year in Louisiana or Tennessee to 10 years in Alaska.

  5. Do you need full-coverage car insurance? What it is, when it ...

    www.aol.com/finance/full-coverage-car-insurance...

    Without a substantial emergency fund, you could face serious financial strain if you need to repair or replace your car after an accident. You drive in challenging conditions .

  6. Accidental death and dismemberment insurance - Wikipedia

    en.wikipedia.org/wiki/Accidental_death_and...

    In insurance, an accidental death and dismemberment (AD&D) policy provides financial benefits to the insured or their beneficiaries in the event of accidental death, serious injury, or dismemberment resulting from an accident.

  7. Accident classification - Wikipedia

    en.wikipedia.org/wiki/Accident_classification

    2. Serious accidents: These accidents cause severe injuries that may have long-lasting impacts on the individuals involved. 3. Minor accidents: These accidents result in minor injuries that usually require little to no medical intervention. Another way to classify accidents is based on the type of event that caused them: 1.

  8. Accident insurance - Wikipedia

    en.wikipedia.org/wiki/Accident_insurance

    While accidents and their causes vary wildly, the general definition of an accident is an unfortunate incident that happens unexpectedly and unintentionally, typically resulting in damage or injury. Accident insurers may define accidents differently in their specific policies.

  9. 5 car insurance myths debunked: From rate haggling to pricer ...

    www.aol.com/finance/car-insurance-myth-212820623...

    The first two numbers mean that your insurance helps pay up to $25,000 in bodily injury per person and $50,000 in total bodily injury per accident to cover medical costs for others involved in an ...

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