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Consolidating federal or private student loans generally gives you a single lower monthly payment, but using a Direct Consolidation Loan also means you'll have access to even more perks.
Retain federal student loan benefits: When you consolidate federal student loans, you can still take advantage of income-driven repayment plans, forgiveness options and repayment hardship plans in ...
Student loan consolidation combines multiple student loans with different interest rates and term lengths into a single loan. Discover: Top 10 Richest People in the World
Consolidation loans have longer terms than other loans. Debtors can choose terms of 10–30 years. Although the monthly repayments are lower, the total amount paid over the term of the loan is higher than would be paid with other loans.
For example, if your APR is 16% on your credit card and you consolidate $10,000 in debt with a new, 24-month personal loan with a 7.5 percent rate, you could save: ... Student loan consolidation ...
Consolidation can streamline your student debt and reduce your monthly payment. But it's not for every borrower. The Pros and Cons of Student Loan Consolidation
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