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  2. How to cancel a credit card without hurting your credit score

    www.aol.com/finance/cancel-credit-card-without...

    When you close a credit card account, you reduce your total available credit. This may increase your credit utilization ratio, which can decrease your credit score. Here’s an example:

  3. How to cancel or close a credit card - AOL

    www.aol.com/finance/cancel-close-credit-card...

    Step 3: Call your credit card company. Once you’re sure about your decision, call your credit card issuer and request a credit card cancellation.

  4. How To Cancel a Credit Card: The Safe Way - AOL

    www.aol.com/cancel-credit-card-safe-way...

    If an unused credit card has a high credit limit or a long-established credit history, closing it could negatively impact a cardholder's credit score. It is usually better to leave these cards open.

  5. Authorization hold - Wikipedia

    en.wikipedia.org/wiki/Authorization_hold

    Authorization hold (also card authorization, preauthorization, or preauth) is a service offered by credit and debit card providers whereby the provider puts a hold of the amount approved by the cardholder, reducing the balance of available funds until the merchant clears the transaction (also called settlement), after the transaction is completed or aborted, or because the hold expires.

  6. Macy's, Inc. - Wikipedia

    en.wikipedia.org/wiki/Macy's,_Inc.

    On February 2, 2009, Macy's announced the elimination of 7,000 jobs, or 4% of its workforce, and slashed its dividend as it looked to lower expenses as part of a major restructuring. Cincinnati-based Macy's Inc. stated that the workforce reduction included positions in offices, stores, and other locations, and the cuts include some unfilled jobs.

  7. What to know before closing a credit card with a balance - AOL

    www.aol.com/finance/know-closing-credit-card...

    What happens if you close a credit card with a balance. When you close a credit card and you still owe a balance, the debt you owe doesn’t go away. The card agreement still applies, and you are ...

  8. Can I cancel a credit card application? - AOL

    www.aol.com/finance/cancel-credit-card...

    Key takeaways. You can cancel a credit card application by calling or emailing the credit card company's customer service department — but you've limited time to act.

  9. Should I close my credit card if I have a high interest rate?

    www.aol.com/finance/close-credit-card-high...

    A high-interest credit card can make it a lot harder to pay off credit card debt, and even if you only carry a balance on your credit cards occasionally, high interest rates can cost you a lot ...