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2. Debt consolidation vs. Bankruptcy: Which is right for you?

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   Chapter 13 bankruptcy (debt restructuring): A Chapter 13 bankruptcy involves setting up a new repayment plan to pay back all or some of what you owe. Once the repayment plan ends, any remaining ...

3. These are the best debt relief options — which is ... - AOL

   www.aol.com/finance/different-debt-relief...

   Common forms include debt settlement, debt management, debt consolidation and bankruptcy. To decide which debt relief option is best, evaluate how each will impact your credit score and long-term ...

4. Debt relief: Pros and cons - AOL

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   Bankruptcy should be considered as a last resort when other debt relief options won’t work. It’s a long process, isn’t guaranteed and has long-term negative impacts on your credit score.

5. A comprehensive guide to debt relief programs - AOL

   www.aol.com/finance/debt-relief-guide-know...

   When to use: If you have high levels of unsecured debt (i.e., medical bills or credit cards), struggle to keep up with minimum payments and have tried other debt-relief options. Bankruptcy

6. Before You File for Bankruptcy, Consider These 3 Alternatives

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   Here, you would combine all of your different debts into one manageable payment and the debt relief agency you are working with would work with all of your creditors to take the payment they arrange.

7. What is debt forgiveness? - AOL

   www.aol.com/finance/debt-forgiveness-202301471.html

   File for bankruptcy: In extreme cases where debt is insurmountable, ... Do debt relief programs hurt your credit? Depending on the type of debt relief, your credit score could take a hit for ...