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Children are surprisingly frequent victims of identity theft—around 25 percent of them will experience identity fraud or theft by the time they reach adulthood. The consequences of bad credit ...
A variation of identity theft that has recently become more common is synthetic identity theft, in which identities are completely or partially fabricated. [15] The most common technique involves combining a real social security number with a name and birthdate other than the ones that are simply associated with the number.
The Identity Theft Resource Center said there were 662 data breaches in the United States in 2010, almost a 33% increase from the previous year. [19] Between January, 2015 and September, 2017, the Identity Theft Resource Center estimates that there were 7,920 breaches affecting more than one billion records that could lead to identity theft. [18]
Identity theft is the unauthorized use of another's personal or financial information to defraud an individual or entity into obtaining goods or services. The term 'personal or financial information,' typically refers to a person's name, address, credit card, bank account number, Social Security number, or medical insurance account number.
More than half of minors who were victims of identity theft report being denied access to credit at least once because of it, and some deal with the consequences for a decade or more.
Beyond the type of background check that you can run online, identity theft can also sometimes be uncovered when employers do background checks on new hires or when landlords are screening rental ...
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