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  2. Student Loan Relief: Interest Could Drop to 0% If New ... - AOL

    www.aol.com/finance/student-loan-relief-interest...

    The average public university student who takes out a federal student loan today would pay $7,800 over the standard 10-year period in interest — which represents the difference between making ...

  3. Banks that refinance student loans - AOL

    www.aol.com/finance/banks-refinance-student...

    Student loan refinancing involves applying for a new loan to repay your current student loans. Ideally, taking this step results in obtaining a lower interest rate or extending your repayment ...

  4. Lawler bill would drop interest rates on college loans to 1% ...

    www.aol.com/lawler-bill-drop-interest-rates...

    Federal interest rates on student loans have lurched upward since 2020, when they were set at 2.75% to 5.3%. Chris McKenna covers government and politics for The Journal News and USA Today Network ...

  5. Student loans in the United States - Wikipedia

    en.wikipedia.org/wiki/Student_loans_in_the...

    The federal student loan program was criticized for not adjusting interest rates according to factors under students' control, such as the choice of academic major. Critics have contended that flat-rate pricing contributes to inefficiency and misallocation of resources in higher education and lower productivity in the labor market. [ 16 ]

  6. Student Loans: 4 Interest Rate Discounts Can Help Lower ... - AOL

    www.aol.com/student-loans-4-interest-rate...

    As expected, the U.S. Supreme Court struck down President Joe Biden's federal student loan forgiveness program last week, which means that more than 45 million borrowers will soon have to begin...

  7. Federal Direct Student Loan Program - Wikipedia

    en.wikipedia.org/wiki/Federal_Direct_Student...

    Graphic 1: Total number of dollars (in billions) entering default, 2009-2018, data source: CRS Graphic 2: This graph portrays the changes in the interest rate for direct subsidized loans, 2004-2019. Default and delinquency are increasingly common and are a large risk the government bears when giving out low-interest rate loans.

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