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2. Mortgage insurance - Wikipedia

   en.wikipedia.org/wiki/Mortgage_insurance

   Mortgage insurance (also known as mortgage guarantee and home-loan insurance) is an insurance policy which compensates lenders or investors in mortgage-backed securities for losses due to the default of a mortgage loan. Mortgage insurance can be either public or private depending upon the insurer.

3. How to Reduce Your Mortgage Insurance Payment - AOL

   www.aol.com/2013/02/27/mortgage-insurance

   By Scott Sheldon Mortgage insurance is the dreaded premium on a mortgage payment that consumers hate, and for good reason. It makes the cost of homeownership rise over time, benefiting one group ...

4. What is an FHA mortgage insurance premium? - AOL

   www.aol.com/finance/fha-mortgage-insurance...

   FHA upfront mortgage insurance premium: 1.75 percent of the loan amount. FHA annual MIP: Varies based on the size, term and loan-to-value (LTV) ratio of the loan.

5. Premium pricing - Wikipedia

   en.wikipedia.org/wiki/Premium_pricing

   Premium pricing (also called image pricing or prestige pricing) is the practice of keeping the price of one of the products or service artificially high in order to encourage favorable perceptions among buyers, based solely on the price. [1] Premium refers to a segment of a company's brands, products, or services that carry tangible or ...

6. FHA insured loan - Wikipedia

   en.wikipedia.org/wiki/FHA_insured_loan

   The FHA employs a two-tiered mortgage insurance premium (MIP) schedule. To obtain mortgage insurance from the Federal Housing Administration, an upfront mortgage insurance premium (UFMIP) equal to 1.75% of the base loan amount at closing is required, and is normally financed into the total loan amount by the lender and paid to FHA on the ...

7. What Is an Upfront Mortgage Insurance Premium? - AOL

   www.aol.com/finance/cant-afford-down-payment-try...

   Continue reading → The post What an Upfront Mortgage Insurance Premium Is appeared first on SmartAsset Blog. When buying a home or refinancing an existing mortgage, if you don't have a large ...

8. Lenders mortgage insurance - Wikipedia

   en.wikipedia.org/wiki/Lenders_mortgage_insurance

   Mortgage insurance became tax-deductible in 2007 in the US. [3] For some homeowners, the new law made it cheaper to get mortgage insurance than to get a 'piggyback' loan. The MI tax deductibility provision passed in 2006 provides for an itemized deduction for the cost of private mortgage insurance for homeowners earning up to $109,000 annually. [3]

9. Guide to homeowners insurance - AOL

   www.aol.com/finance/guide-homeowners-insurance...

   If you have a mortgage, your lender will likely require you to carry homeowners insurance. When you purchase a homeowners insurance policy, you pay either a monthly, quarterly or annual premium.