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A 0% APR credit card is a type of credit card that charges no interest on new purchases you make or existing balances that you transfer within a fixed period of time — typically between 12 and ...
A balance transfer is when you move credit card debt from a card with a high interest rate to one with a lower interest rate—or even a card that offers a 0% APR for an introductory period of time.
However, you may also be approved with a good credit score in the 670 to 739 range. ... The best balance transfer credit cards offer a 0 percent intro APR for up to 21 months on transferred balances.
The most important reason to pursue a balance transfer credit card is to take advantage of a low or 0 percent introductory APR offer. By transferring your debt to this new card, you start saving ...
Most balance transfer cards charge balance transfer fees of 3 percent to 5 percent of your balance. So, if you transfer $5,000 to a balance transfer card, you could pay an extra $150 to $250 in fees.
0% Balance transfer: 0% Intro APR for 18 billing cycles for any balance transfers made in the first 60 days of opening your account, then 16.24% - 26.24% thereafter, plus a balance transfer fee of ...
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