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A 0% intro APR credit card lets you avoid paying interest on purchases or balance transfers for up to 21 months. This can save you hundreds or thousands of dollars when financing large purchases ...
However, you may also be approved with a good credit score in the 670 to 739 range. ... The best balance transfer credit cards offer a 0 percent intro APR for up to 21 months on transferred balances.
The most important reason to pursue a balance transfer credit card is to take advantage of a low or 0 percent introductory APR offer. By transferring your debt to this new card, you start saving ...
A balance transfer is when you move credit card debt from a card with a high interest rate to one with a lower interest rate—or even a card that offers a 0% APR for an introductory period of time.
With the 0 percent APR credit card, you’d save $771.90, even with the 3 percent balance transfer fee factored in. Not only that, but you’d become debt-free three months faster by using the ...
Most balance transfer cards charge balance transfer fees of 3 percent to 5 percent of your balance. So, if you transfer $5,000 in debt to a balance transfer card, you could pay an extra $150 to ...
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