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2. How do balance transfers work, and will one work for you? - AOL

   www.aol.com/finance/balance-transfers-one...

   A balance transfer is when you move your balance from one credit card to another offering a lower or 0% annual percentage rate (APR) for a set period of time, usually six months to up to two years ...

3. Pros and cons of a balance transfer - AOL

   www.aol.com/finance/pros-cons-balance-transfer...

   This fee is usually 3 percent to 5 percent of the total transfer amount and may be subject to minimum fees. For example, if you transfer a $1,000 balance to a balance transfer card with a 5 ...

4. 5 debts to prioritize paying off before retirement - AOL

   www.aol.com/finance/debts-to-pay-off-retirement...

   Use the debt avalanche method to pay off your highest-interest cards first. Get a balance transfer card with a 0% introductory rate. ... "If you have a very low interest mortgage and you have ...

5. Discount points - Wikipedia

   en.wikipedia.org/wiki/Discount_Points

   Discount points, also called mortgage points or simply points, are a form of pre-paid interest available in the United States when arranging a mortgage. One point equals one percent of the loan amount. By charging a borrower points, a lender effectively increases the yield on the loan above the amount of the stated interest rate. Borrowers can ...

6. Shared appreciation mortgage - Wikipedia

   en.wikipedia.org/wiki/Shared_appreciation_mortgage

   The team focused on a choice for borrowers of two interest rates: a 0% mortgage where the borrower could borrow up to 25% of the value of property and give up appreciation worth three times the percentage borrowed, i.e. up to 75%, and a 5.75% mortgage where the borrower could borrow up to 75% of the value of property and give up appreciation at ...

7. My balance transfer period ended but I still have debt ... - AOL

   www.aol.com/finance/balance-transfer-period...

   A balance transfer credit card can offer you many months to pay off high-interest debt in the form of a 0% introductory APR. But when that balance transfer period ends, interest charges are added ...